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 A “spousal equivalent” means a cohabitant of the Prospective Investor that occupies a relationship generally equivalent to that of a spouse.
 For purposes of this questionnaire, “net worth” means the excess of total assets such as cash, shares of stock or options, personal property and real estate (other than your primary residence) over total liabilities, including the mortgage on your primary residence only if and to the extent that it exceeds the fair market value of the primary residence. For the purposes of calculating joint net worth, it can be the aggregate net worth of you and your spouse or spousal equivalent; assets need not be held jointly to be included in the calculation.
 For purposes of this questionnaire, “income” means adjusted gross income as computed for federal income tax purposes plus (a) the amount of any tax exempt interest income received, (b) the amount of losses claimed as a limited partner in a limited partnership, (c) any deduction claimed for depletion, (d) amounts contributed to an IRA or Keogh retirement plan, (e) alimony paid, and (f) any amounts by which income from long-term capital gains has been reduced in arriving at adjusted gross income pursuant to the provisions of Section 1202 of the Internal Revenue Code.